Cosso for banking and finance

Credit memos and client emails,
with rates and ratios written correctly.

Dictate the deal summary, the market note or the reply to a client, and Cosso types it where your cursor is. Basis points, ratios and benchmark names are written the way finance writes them.

US finance terms
68
UK finance terms
66
median AI edit in our tests
0.6 s

What you said0:19

hi mr harris um following our call the term loan is approved at sofr plus two seventy five basis points with a d s c r covenant of one point two five no wait one point three five the closing is on the twentieth best regards elena

Term loan approvalWritten by Cosso

Hi Mr. Harris,

Following our call, the term loan is approved at SOFR plus 275 basis points with a DSCR covenant of 1.35. The closing is on the 20th.

Best regards, Elena

  • Rates and ratios as digits
  • "No wait" understood
  • Laid out as an email

Examples

Memos, checklists and market notes,
in email, Word and chat.

The same shortcut works in email, Word, Excel and chat. Each card shows the text Cosso returned for that dictation, with the finance vocabulary on.

Credit memoWord

You said

the borrower's e bit da is four point two million leverage is three point one times and the l t v on the property is sixty five percent

The borrower's EBITDA is $4.2 million, leverage is 3.1 times, and the LTV on the property is 65%.

Onboarding checklistSpoken list

You said

for onboarding we need one k y c documents two proof of address three the a m l questionnaire signed

For onboarding we need: - KYC documents - Proof of address - The AML questionnaire signed

Market noteChat

You said

the fed held the fed funds rate and ten year treasury yields fell eight basis points the s and p five hundred closed up one percent

The Fed held the fed funds rate and 10-year Treasury yields fell 8 basis points. The S&P 500 closed up 1%.

Message to a clientEmail

You said

hi anna your roth i r a contribution went through and the e t f trade settles tomorrow

Hi Anna, your Roth IRA contribution went through and the ETF trade settles tomorrow.

What you get on top of plain dictation

Finance vocabulary,
plus the names you add.

Free dictation turns speech into text. When you choose Banking and finance in the app, AI editing also uses the field's vocabulary, and names you save in your dictionary are spelled the way you saved them.

  1. 1Free · on device

    Dictation

    Speech becomes text on your computer, in 99 languages, even offline.

    • Works in every app you type in
    • Audio stays on your computer
  2. 2AI editing

    Finance vocabulary

    Choose Banking and finance in the app. The US or UK list loads from your country setting, with regulators, benchmarks, products and ratios.

    • "sofr" → SOFR, "d s c r" → DSCR
    • "footsie two fifty" → FTSE 250, "sonia" → SONIA
  3. 3Your dictionary

    Your own words

    Clients, counterparties, deal names. Add them once in Dictionary.

    • Used on every AI edit from then on
    • Saved on your computer

Before you add your words

The deal with Castle Holdings and Mr. Gwozdz closes Friday.

After

The deal with Castellan Holdings and Mr. Gwozdz closes Friday.

Same dictation, run twice through Cosso: "the deal with castle and holdings and mr gwosh closes friday".

Built-in vocabulary

US and UK finance vocabulary,
chosen by your country setting.

Regulators, benchmarks and products differ: the Fed, SOFR and 401(k)s in the US; the Bank of England, SONIA and ISAs in the UK. Cosso picks the list from your country setting.

"cusip"
CUSIP
"fico score"
FICO score
"d t i"
DTI
"heloc"
HELOC
"sofr plus two seventy five basis points"
SOFR plus 275 basis points
"s and p five hundred"
S&P 500
  • FOMC
  • FINRA
  • Treasury yields
  • SBA loan
  • Roth IRA
  • LBO
  • yield to maturity
  • Sharpe ratio
  • VaR
  • +59
68 terms

Each pair comes from a dictation we ran through Cosso.

For finance teams

A shared dictionary
for clients and deals.

Add client names, counterparties and deal names to the team dictionary, and everyone's AI edits spell them the same way.

  1. 1

    Create the team in Cosso

    Name it and set its field to Banking and finance.

  2. 2

    Invite people by email

    Each person gets admin or member access, on Mac or Windows.

  3. 3

    Add shared words

    They apply to everyone's AI edits right away.

  • Audio stays local

    Speech recognition runs on each person's computer. Recordings are never uploaded.

  • Dictated text isn't kept

    AI edits are processed and discarded. We don't store what was said or written.

  • AI editing can be off

    Turn it off for sensitive work. Dictation keeps working offline.

FAQ

Questions about Cosso for banking and finance

Can we use it under our compliance rules?
That depends on your policies. The security page lists what data goes where, and with AI editing off nothing leaves the computer. Write to us for a security review.
Will it change figures?
It writes spoken numbers as digits, and basis points, rates and ratios in their usual form. It's instructed not to change a figure you said, but check figures before you send them.
Does it know UK terms like gilts and ISAs?
Yes. With your country set to the UK, Cosso uses the UK list.

Other industries

24 fields, each with its own vocabulary.

Dictate your next credit memo
with Cosso.

Free on Mac and Windows. The finance vocabulary comes with AI editing, and the first 30 edits are free.